All in one loans relate to one loan agreement which has a number of fixed term time buckets within. This allows you both flexibility and security. Most banks offer these loan products and they are sold as options with minimal banking fees. In some cases, all in one loans are not as transparent with the margin as other products. That’s something you may want to check on.

With the information we’ve shared relating to interest rates, you should be in a stronger position to make the right financial decisions and tailor your interest rate strategy to your benefit. If you have any questions, or wish to discuss any aspect of establishing an interest rate strategy, talk to us at CMK. As a leading accountancy practice, we are actively involved with agribusiness clients and their bank managers; assisting with loan structure so that they benefit from our knowledge of current market interest rates.